Quality Care for $0 a Month
Doctor visits, virtual care, dental, vision, and up to $225 in well-being reimbursements. All with no monthly premium.
Talk to an MVP representative today!
Your Health, Your Way
The Essential Plan is your path to great health care coverage for $0 a month.
Big Benefits, Small Cost
- Affordable vision coverage
- Low or no co-pays for prescriptions
- Doctor visits, online or in person
- Doula services reimbursement
- Maternity care for you and your newborn
- Personalized inpatient and outpatient care
- Emergency room service when you can’t wait
- Mental health and substance use support
Plus, $225 Toward Healthy Activities
Earn up to $225 in Well-Being Reimbursement per contract, per calendar year. Use it for fitness classes, back-friendly chairs, health monitoring devices, and more! It’s just one way MVP supports your wellness journey every step of the way.
In less than a couple of minutes, MVP helped me get the insurance I need.
– Brittany, MVP Plan Member
Do You Qualify?
The Essential Plan is available to New York State residents who meet all the following requirements:
- Are between 19-64 years old
- Do not qualify for other health coverage (including Medicaid, Child Health Plus, or employer coverage)
- Meet the annual income requirements below
Big Benefits, Small Cost
2025 Annual Income Requirements
Household Size |
1 person | 2 people | 3 people | 4 people |
|---|---|---|---|---|
Maximum Annual Household Income |
$39,125/year | $52,875 /year | $66,625/year | $80,375/year |
Household Size |
Maximum Annual Household Income |
|---|---|
| 1 person | $39,125/year |
| 2 people | $52,875 /year |
| 3 people | $66,625/year |
| 4 people | $80,375/year |
Enrollment is Open. Don’t Miss Your chance to save.
To connect with an MVP representative, call 1-844-522-1116, Monday–Friday 8 am-6 pm.
Go to www.nystateofhealth.ny.gov for subsidy eligibility and to enroll online (or call 1-855-355-5777).
Health benefit plans are issued or administered by MVP Health Plan, Inc.; MVP Health Insurance Company; MVP Select Care, Inc.; and MVP Health Services Corp., operating subsidiaries of MVP Health Care, Inc. Not all plans available in all states and counties.
To learn more about applying for health insurance, including Medicaid, Child Health Plus, Essential Plan, and Qualified Health Plans through NY State of Health, The Official Health Plan Marketplace, visit www.nystateofhealth.ny.gov or call 1-855-355-5777.
ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingü.stica. Llame al 1-844-946-8010 (TTY 711).
注意：如果您使用繁體中文，您可以免費獲得語言援助服務。請致電 1-844-946-8010 (TTY 711).
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